Homeownership starts here.

Personalized Service | Competitive Rates | Flexible Terms


Purchase a Home


Whether it's your first home, next home or investment property—we'll help find the right mortgage for you.

Couple with keys to their new house


Use our mortgage calculators first!

Shop with confidence knowing your potential price range, plus estimate your monthly payments to keep your budget on track.


Here are the next steps:

1. Fill out our easy online application.

2. A mortgage specialist will be in touch to guide you every step of the way.

Start your homebuying journey today!

Couple celebrating their new home

Have questions about applying? Call us at 1.877.416.7873 or request a call.


Managing my mortgage online

It’s never been easier to manage your mortgage online! MyStreetMortgage connects you to your mortgage anytime, anywhere, so you can:

  • Check your mortgage balance
  • Review your payment details
  • Change your payment frequency
  • Increase your payments
  • Make a lump-sum payment
  • Update your personal information

Mortgage prepayment privileges

Looking to save on interest costs? Pay down your mortgage faster using our prepayment privileges:

  • Annual 20% lump sum: Every year you can pay up to 20% of your original mortgage balance on any regular payment date with the payment applied directly to your principal balance.
  • Annual 20% payment increase: Once per year your Street Capital mortgage allows you to increase your regular payment by up to 20%. The increased payment will apply directly to your principal balance.

The terms and conditions of your mortgage will detail your prepayment privileges.

Accelerate my mortgage payments

Looking to save even more? Making payments more frequently can reduce interest costs over the long term. Let us show you how!

Get a mortgage solution that meets your needs.

Apply now

Easy-To-Use Calculators

Competitive mortgage rates

Rates effective October 02, 2019 at 4:00 pm ET.

Street Capital Prime Rate –3.95%
Bank of Canada Benchmark Rate – 5.19%

Check out our everyday low mortgage rates. Need more information? Contact us today!

1 Year Fixed
2 Year Fixed
3 Year Fixed
4 Year Fixed
5 Year Fixed
5 Year Adjustable
Prime - 0.90%
  • The Street Capital posted rates are provided for information only and are not guaranteed for any particular product. 
  • Additional fees, premiums and/or restrictions may apply.
  • Interest rates, terms and products are subject to Street Capital’s credit granting criteria and may change at any time without notice.
  • Street Capital Prime Rate is the annual rate of interest that is established by Street Capital and may change at any time at our discretion. 
  • Changes in Street Capital Prime Rate will result in a plus or minus adjustment in the adjustable interest rate offered through an Adjustable Rate Mortgage.
  • Interest rates are calculated semi-annually, not in advance


Looking to do some research on your own? Check out our resources.

Questions? We're here for you.


Send us your questions or mortgage request. We'll be in touch with answers and information to help.


Give us a call. We'd be happy to answer your questions and help select the right mortgage product for you.

Remember to never send personal or confidential account information by email. Our trained representatives will never request this information from you electronically.