Refinance Your Mortgage

Personalized Service | Competitive Rates | Flexible Terms

Couple renovating



Refinance your mortgage to access additional funds for renovations, travel or that "life got in the way" expense.

You have options⁠—we can help!

Woman researching refinancing her mortgage

Should I Refinance?

There are many reasons for wanting to refinance your mortgage.

  • You want a lower rate
  • You want to consolidate debt
  • You want to change your mortgage terms
  • You want to access additional funds

We're here to help. Let's explore your refinance options together.

Have questions about refinancing? Call us at 1.877.416.7873 or request a call.


Managing my mortgage online

It’s never been easier to manage your mortgage online! MyStreetMortgage connects you to your mortgage anytime, anywhere, so you can:

  • Check your mortgage balance
  • Review your payment details
  • Change your payment frequency
  • Increase your payments
  • Make a lump-sum payment
  • Update your personal information

Mortgage prepayment privileges

Looking to save on interest costs? Pay down your mortgage faster with our prepayment privileges:

  • Annual 20% lump sum: Every year you can pay up to 20% of your original mortgage balance on any regular payment date with the payment applied directly to your principal balance.
  • Annual 20% payment increase: Once per year your Street Capital mortgage allows you to increase your regular payment by up to 20%. The increased payment will be applied to your principal balance.

The terms and conditions of your mortgage will specifically detail the privileges provided.

Accelerate my mortgage payments

Looking to save even more? Making more frequent payments can reduce interest costs over the long term. Let us show you how!


Use the Street Capital mortgage payment calculator to determine your estimated monthly mortgage payments.

The Calculator is for demonstration purposes only and is not part of the mortgage application process. Payment amounts are based on the information you provide and are for illustrative purposes only. Actual mortgage rates may fluctuate and are subject to change at any time without notice. The maximum amortization for an insured mortgage is 25 years. The final terms and conditions of your mortgage will ultimately govern your mortgage payment amount.

Interest Rate
Your monthly payment

Competitive mortgage rates

Rates effective October 02, 2019 at 4:00 pm ET.

Street Capital Prime Rate –3.95%
Bank of Canada Benchmark Rate – 5.19%

Check out our everyday low mortgage rates. Need more information? Contact us today!

1 Year Fixed
2 Year Fixed
3 Year Fixed
4 Year Fixed
5 Year Fixed
5 Year Adjustable
Prime - 0.90%
  • The Street Capital posted rates are provided for information only and are not guaranteed for any particular product. 
  • Additional fees, premiums and/or restrictions may apply.
  • Interest rates, terms and products are subject to Street Capital’s credit granting criteria and may change at any time without notice.
  • Street Capital Prime Rate is the annual rate of interest that is established by Street Capital and may change at any time at our discretion. 
  • Changes in Street Capital Prime Rate will result in a plus or minus adjustment in the adjustable interest rate offered through an Adjustable Rate Mortgage.
  • Interest rates are calculated semi-annually, not in advance

Questions? We're here for you.


Send us your questions or mortgage request. We'll be in touch with answers and information to help.


Give us a call. We'd be happy to answer your questions and help select the right mortgage product for you.

Remember to never send personal or confidential account information by email. Our trained representatives will never request this information from you electronically.