Invest securely with Street Capital

The road to our excellent GIC rates
Investment Dealer

Street Capital Bank of Canada is proud to be one of Canada’s largest mortgage lenders, with over $28 billion in mortgages under administration. We have worked hard over the years to establish our name in the mortgage industry, by offering competitive products, attractive rates and great service across the country.

With original terms to maturity of five years or less, Street Capital Bank of Canada’s investment products and programs offer great flexibility giving advisors the competitive edge that is so important in today’s marketplace. Street Capital Bank of Canada is proud to be a Member of the Canadian Deposit Insurance Corporation (CDIC) which works to protect consumer investments.

Street Capital offers a full range of GICs including non-registered, registered and commercial all available through Nominee/Self Directed dealer platforms.


Types of GICs

A Cashable GIC or Term Deposit can be a smart investment for short and long-term goals. With a guaranteed rate of return, these types of GICs allow for the saving of a major purchase, life costs or retirement. Plus, the funds can be accessed easily. Street Capital offers a 1 year Cashable GIC, redeemable after 90 days. After the closed period, the GIC can be cashed out at any time without penalty, making this a liquid investment.

Broker reviewing non-redeemable GICs

Street Capital GIC Rates


The rates shown below are subject to change without notice. All GICs are Non-Redeemable except for the 1 year Cashable GIC, which is based on a one year term and redeemable after 90 days. Unless otherwise stated, interest is calculated per annum (365 days) and paid at maturity.


  1 Year 2 Year 3 Year 4 Year 5 Year Minimum Deposit
Annual 1.95% 2.05% 2.10% 2.13% 2.15% $5,000
Annual Compounding -- 2.05% 2.10% 2.13% 2.15% $5,000
Semi-Annually 1.90% 2.00% 2.05% 2.08% 2.10% $5,000
Monthly 1.85% 1.95% 2.00% 2.03% 2.05% $5,000
1 Year Cashable (after 90 days) 1.25% -- -- -- -- $5,000

Rates effective as of July 9, 2019.
Assumptions: Rates posted above are for illustration purposes only and are subject to change at any time without notice.

Investment Strategies

Street Capital’s investment products can help maximize the return and reduce reinvestment and liquidity risk within a portfolio.

Broker reviewing our rates

Street Capital’s investment products can help maximize the return and reduce reinvestment and liquidity risk within a portfolio.

Ways to Invest

If access to cash is important, explore the possibility a laddering strategy.  A laddering strategy entails staggering the maturity dates of investments so that a portion of the portfolio matures each year — or more frequently for people that need it. Once a given GIC matures, simply reinvest it into another GIC. Laddering deposits by different maturity dates may also help reduce exposure to fluctuations in interest rates over the term of the investment.

Man reviewing our ladder by maturity dates

CDIC Insured

Street Capital Bank of Canada is a member of CDIC

Street Capital Bank of Canada offers Guaranteed Investment Certificates through a national network of Investment Industry Regulatory Organization of Canada (IIROC) regulated deposit dealers. 

Street Capital’s GICs are eligible for deposit insurance protection from the Canadian Deposit Insurance Corporation (CDIC).  The maximum insurance protection for CDIC eligible GICs is $100,000.



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