Save More. Worry Less.

Experience what a Street Capital mortgage can do for you.

Couple in Kitchen



Whether you're a first-time homebuyer or looking to refinance or renew⁠—we can help!

Purchase A Home


Your dream home is just an application away. Learn more about our flexible mortgage options and find out how much home you can afford.

Refinance Your Mortgage


Make the most out of your mortgage. Consolidate debt or access additional funds for renovations, travel or education. Find out if refinancing is right for you.

switch to street capital


Move your mortgage with confidence. Choose from our flexible mortgage products and let a specialist take care of the heavy lifting. Learn how you can switch today.


Managing my mortgage online

It’s never been easier to manage your mortgage online! MyStreetMortgage connects you to your mortgage anytime, anywhere, so you can:

  • Check your mortgage balance
  • Review your payment details
  • Change your payment frequency
  • Increase your payments
  • Make a lump-sum payment
  • Update your personal information

Mortgage prepayment privileges

Looking to save on interest costs? Pay down your mortgage faster with our prepayment privileges:

  • Annual 20% lump sum: Every year you can pay up to 20% of your original mortgage balance on any regular payment date with the payment applied directly to your principal balance.
  • Annual 20% payment increase: Once per year your Street Capital mortgage allows you to increase your regular payment by up to 20%. The increased payment will be applied to your principal balance.

The terms and conditions of your mortgage will specifically detail the privileges provided.

Accelerate my mortgage payments

Looking to save even more? Making more frequent payments can reduce interest costs over the long term. Let us show you how!

Get a mortgage solution that meets your needs.

Easy-To-Use Calculators

Mortgage Payment Calculator

Determine your estimated monthly mortgage payments to help keep your budget on track.

Affordability Calculator

Determine a potential price range for your new home so you can shop with confidence.

Prepayment Charge Calculator

Estimate what it may cost to pay all or part of your mortgage before the maturity date.

Competitive mortgage rates

Rates effective October 02, 2019 at 4:00 pm ET.

Street Capital Prime Rate –3.95%
Bank of Canada Benchmark Rate – 5.19%

Check out our everyday low mortgage rates. Need more information? Contact us today!

1 Year Fixed
2 Year Fixed
3 Year Fixed
4 Year Fixed
5 Year Fixed
5 Year Adjustable
Prime - 0.90%
  • The Street Capital posted rates are provided for information only and are not guaranteed for any particular product. 
  • Additional fees, premiums and/or restrictions may apply.
  • Interest rates, terms and products are subject to Street Capital’s credit granting criteria and may change at any time without notice.
  • Street Capital Prime Rate is the annual rate of interest that is established by Street Capital and may change at any time at our discretion. 
  • Changes in Street Capital Prime Rate will result in a plus or minus adjustment in the adjustable interest rate offered through an Adjustable Rate Mortgage.
  • Interest rates are calculated semi-annually, not in advance


Looking to do some research on your own? Check out our resources.

Questions? We're here for you.


Send us your questions or mortgage request. We'll be in touch with answers and information to help.


Give us a call. We'd be happy to answer your questions and help select the right mortgage product for you.

Remember to never send personal or confidential account information by email. Our trained representatives will never request this information from you electronically.